Mortgage Advice Made Simple

Mortgages

Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.

If you’re going to make the most of your mortgage, you need to minimise the amount of interest that you pay.

We can find a mortgage product to suit your own individual requirements. Whether you are looking for first time buyer mortgages, want to remortgage, have a landlord mortgage (Buy to Let Mortgage*), or moving home. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.

Call the office on 01789 841238 or call Dan on 07765042734

Please complete the contact us form and we will get back to you to discuss your requirements.

Repayment Methods

There are basically two major types of mortgage repayment methods available in today's market:

Repayment - A Repayment Mortgage is structured so that the monthly mortgage payments, comprising partly of capital and partly of interest (Capital and Interest mortgage), pay off the original amount borrowed as well as the interest that would be accrued over the mortgage term, by the end of the term.

Interest Only - So called due to the fact that you only pay interest to the lender each month. The original loan amount remains the same for the term of the loan, therefore a suitable repayment vehicle is required to repay the loan at the end of the term. Commonly an investment such as a pension, ISA or endowment have been used. However these carry a degree of risk and it is crucial that you seek professional investment advice before proceeding with such a vehicle. Warwickshire Financial cannot provide investment advice.

Please contact us if you are looking for the following:-

• Mortgages (provided you have a least a 5% deposit)
• Remortgages (provided you have a least a 5% deposit)
• Buy to Let mortgages* and Buy to Let portfolio mortgages
• Commercial mortgages*
Should you have a need for a Commercial Mortgage you will be referred to a third party provider. Neither Warwickshire Financial nor First Complete Ltd is responsible for any advice provided by a third party.

*Commercial Mortgages and in general Buy To Let Mortgages are not regulated by the Financial Conduct authority

We can help with the following Mortgage types :– Capped Mortgages (when available), Discounted Mortgages, Fixed Rate Mortgages, Flexible Mortgages, Offset Mortgages, Current Account Mortgages, Tracker Mortgages.

Go on give us a call today and make your mortgage as simple as A,B,C.

Mortgages
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Home Insurance
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Call us now 01789 841238

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We will charge an administration fee of between £0 and £499 payable on application. This amount will depend on the amount of research and administration required.

Daniel Dillon T/A Warwickshire Financial, registered in England at 30 Newbold road, Wellesbourne, Warwickshire, CV35 9QE. is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.

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